Soncogled Loan

Amountup to 50.000 EUR / 3.000.000 MKD
Repayment periodup to 72 months
Grace periodup to 6 months
Nominal interest rate6%-6,9% annual fixed
Fee1,25% – 1,5%
Management Fee0,467% – 0,750% monthly
Other loan costsBill of exchange in amount of 100 – 500 MKD depending on the loan amount
Current interest depending on the loan disbursement
CollateralCombination of PP signed on a Bill of exchange and statement
Bill of exchange in form of a notary act
Administrative ban
For loans over 1.800.000 mkd or 30.000 euros the collateral is Real estate mortgage or pledge
оr portfolio guarantee for legal entities
DocumentationProperty sheet for the land or Lease agreement, lease agreement,  certificate from a veterinary station
Repaymentadapted to the needs of the client

The Savings house Mozhnosti collabotares with the Agricultural Credit Discont Fund and approves loans by the fund’s credit line

We inform you that in case you have applied for a loan and it is approved in MKD with foreign currency (EUR), and if during the loan agreement period there Is a change of the middle exchange rate of the EUR by NBRM, the monthly installment of the loan for which you have applied or approved will be calculated by the current middle exchange rate of the EUR by NBRM on the day of the payment of the loan installment.


Loan amountInterest rateTermFeeManagement feeInstalment (average)TRCBill of exchange
7.001 EUR6.00%48 месеци1.25%0.708%190,73 EUR16.302%500 MKD

The total amount the client pays according to the example is 9.242,57 EUR.

The example is based upon disbursement at the begining of the month (1-st).

Only you have to do is fill out an application formand apply by the on-line application. 

Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice. 

Savings house Mozhnosti
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