|Amount||up to 50.000 EUR / 3.000.000 MKD|
|Repayment period||up to 72 months|
|Grace period||up to 6 months|
|Nominal interest rate||3% annual fixed|
|Fee||1% – 1,5%|
|Management Fee||0,575% – 0,992% monthly|
|Other loan costs||Bill of exchange in amount of 100 – 500 MKD depending on the loan amount|
Current interest depending on the loan disbursement
|Collateral||Combination of PP signed on a Bill of exchange and statement|
Bill of exchange in form of a notary act
For loans over 1.800.000 mkd or 30.000 euros the collateral is Real estate mortgage or pledge
оr portfolio guarantee for legal entities
|Documentation||Property sheet for the land or Lease agreement, lease agreement, certificate from a veterinary station|
|Repayment||adapted to the needs of the client|
The Savings house Mozhnosti collabotares with the Agricultural Credit Discont Fund and approves loans by the fund’s credit line
We inform you that in case you have applied for a loan and it is approved in MKD with foreign currency (EUR), and if during the loan agreement period there Is a change of the middle exchange rate of the EUR by NBRM, the monthly installment of the loan for which you have applied or approved will be calculated by the current middle exchange rate of the EUR by NBRM on the day of the payment of the loan installment.
|Loan amount||Interest rate||Term||Fee||Management fee||Instalment (average)||Bill of exchange|
|7.001 EUR||3.00%||48 месеци||1.25%||0.825%||185,35 EUR||500 MKD|
The total amount the client pays according to the example is 8.984,20 EUR.
The example is based upon disbursement at the begining of the month (1-st).
Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice.
Savings house Mozhnosti