Consumer Loan

 Target groupEmployed in AD, Budget, JP, DOO/DOOEL companies acceptable for the Savings house* 
Amountup to 1.500.000 MKD
Repayment periodup to 132 months
grejs period3 months
Nominal interest rate5% annual fixed 
Rate of total costs (RTC)from 8.954%
Fee/
Management Fee0.181%-0,258% monthly
Other loan costsBill of exchange in amount of 100 – 500 MKD depending on
the loan amount
Current interest depending on the loan disbursement
Collateralwith or without quarantors depending on the amount of the loan ( administrative ban or solemn loan agreement)
DocumentationID of the applicant, administrative ban and salary receipt
RepaymentEqual monthly installments

 *Information for DOO/DOOEL companies acceptable for the Savings house Mozhnosti can be found in the branches of the Savings house.

Example:

Loan amountInterest rateTermFeeManagement feeInstallmentTCRBill of exchange
240.000 MKD5%95 months0,00%0,181%3.498,00 MKD9.278%500 MKD

The total amount the client pays according to the example is 332.354,00 MKD.

The example is based upon disbursement at the begining of the month (1-st).


Only you have to do is fill out an application formand apply by the on-line application. 

Rate of total costs (RTC) as to 30.06.2021

Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice. 

Savings house Mozhnosti
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