Penzionerski Loan
| Purpose of the loan | Loan for all purposes |
| Target group | For domestic pensioneers For foreign pensioneers |
| Amount | up to 600,000 MKD |
| Repayment period | Up to 60 months |
| grace period | 3 months |
| Nominal interest rate | 6,9% annual fixed |
| Rate of total costs (RTC) | from 19.05% |
| Fee | 2% |
| Management Fee | 0.510% (monthly) |
| Other loan costs | Bill of exchange in amount of 100 – 500 MKD depending on the loan amount Current interest depending on the loan disbursement |
| Collateral | Depending on the amount of the loan (with guarantors or solemn loan agreement without guarantors or 1 physical person with administrative ban or one physical person signed on SLA) |
| Documentation | pensioners in RM: ID, last pension coupon or pension statement from TDC Pensioners from other countries: ID, pension agreement foreign currency account |
| Method of payment | Equal monthly installments |
| Disbursement | Savings account or transaction account |
Example:
| Loan amount | Interest rate | Term | Fee | Management fee | Installment | TCR | Bill of exchange |
| 130.000 МКД | 6,9% | 60 months | 2% | 0.510% | 3.231,00 МКД | 19.050% | 500 MKD |
The total amount the client pays according to the example is 196.960,00 MKD.
The example is based upon disbursement at the begining of the month (1-st).
Only you have to do is fill out an application form and apply by the on-line application.
M-ednostaven if you need smaller amount of loan.
Rate of total costs (RTC) as to 31.12.2023
Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice.
Savings house Mozhnosti
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