|Purpose f the loan||Loan for all purposes|
|Target group||For domestic pensioneers For foreign pensioneers|
|Amount||up to 600,000 MKD|
|Repayment period||Up to 60 months|
|grace period||3 months|
|Nominal interest rate||5% annual fixed|
|Rate of total costs (RTC)||from 19.469%|
|Management Fee||0.598% (monthly)|
|Other loan costs||Bill of exchange in amount of 100 – 500 MKD depending on the loan amount|
Current interest depending on the loan disbursement
|Collateral||Depending on the amount of the loan (with guarantors or solemn loan agreement without guarantors or 1 physical person with administrative ban or one physical person signed on SLA)|
|Documentation||pensioners in RM: ID, last pension coupon or pension statement from TDC|
Pensioners from other countries: ID, pension agreement foreign currency account
|Method of payment||Equal monthly installments|
|Disbursement||Savings account or transaction account|
|Loan amount||Interest rate||Term||Fee||Management fee||Installment||TCR||Bill of exchange|
|130.000 МКД||5%||60 months||2%||0.598%||3.230,00 МКД||19.470%||500 MKD|
The total amount the client pays according to the example is 196.422,00 MKD.
The example is based upon disbursement at the begining of the month (1-st).
Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice.
Savings house Mozhnosti