Penzionerski Loan

Purpose of the loanLoan for all purposes
Target groupFor domestic pensioneers For foreign pensioneers
Amountup to 600,000 MKD
Repayment periodUp to 60 months
grace period3 months
Nominal interest rate6,9% annual fixed   
Rate of total costs (RTC)from 19.05%
Management Fee0.510% (monthly)
Other loan costsBill of exchange in amount of 100 – 500 MKD depending on the loan amount
Current interest depending on the loan disbursement
CollateralDepending on the amount of the loan (with guarantors or solemn loan agreement without guarantors or 1 physical person with administrative ban or one physical person signed on SLA)
Documentationpensioners in RM: ID,  last pension coupon or pension statement from TDC
Pensioners from other countries: ID, pension agreement foreign currency account
Method of paymentEqual monthly installments
DisbursementSavings account or transaction account


Loan amountInterest rateTermFeeManagement feeInstallmentTCRBill of exchange
130.000 МКД6,9%60 months2%0.510%3.231,00  МКД19.050%500 MKD

The total amount the client pays according to the example is 196.960,00 MKD.

The example is based upon disbursement at the begining of the month (1-st).

Only you have to do is fill out an application form and apply by the on-line application. 

M-ednostaven if you need smaller amount of loan.

Rate of total costs (RTC) as to 30.06.2024

Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice. 

Savings house Mozhnosti
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