Lokum Loan

Amount600.000MKD/10.000 ЕУР
Repayment periodup to 95 months
Nominal interest rate3%-6% annual fixed  
Rate of total costs (RTC)from 19.49%
Fee0,5%
Management Feefrom 0,626%-1,158%
Other loan costsBill of exchange in amount of 100 – 500 MKD depending on
the loan amount
Current interest depending on the loan disbursement
CollateralNO quarantors (with SLA signed by the loan applicant) or 1phisical person with bill of exchange or 1 phisical personwith Admisistrative ban or 1 pp with bill of exchange with notary act  or 1 phisical personwith SLA 
DocumentationAccording to the activity if the client
Repaymentfor phisical persons – adapted to client needs for legal entities – adapted to client needs

We inform you that in case you have applied for a loan and it is approved in MKD with foreign currency (EUR), and if during the loan agreement period there Is a change of the middle exchange rate of the EUR by NBRM, the monthly installment of the loan for which you have applied or approved will be calculated by the current middle exchange rate of the EUR by NBRM on the day of the payment of the loan installment.

Example:

Loan amountInterest rateTermFeeManagement feeInstallmentRTCBill of exchange
2.000 ЕУР3%36 months0,5%0.716%72,48ЕУР20,185%200 MKD

The total amount the client pays according to the example is 2.619,39 ЕУР.

The example is based upon disbursement at the begining of the month (1-st).

Only you have to do is fill out an application formand apply by the on-line application.  

Rate of total costs (RTC) as to 30.06.2021

Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice. 

Savings house Mozhnosti
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