Lokum Loan
| Amount | 600.000MKD/10.000 ЕУР |
| Repayment period | up to 95 months |
| Nominal interest rate | 6%-6,9% annual fixed |
| Rate of total costs (RTC) | from 21.49% |
| Fee | 2% |
| Management Fee | from 0,674%-1,092% |
| Other loan costs | Bill of exchange in amount of 100 – 500 MKD depending on the loan amount Current interest depending on the loan disbursement |
| Collateral | no quarantors (with SLA signed by the loan applicant) or 1phisical person with bill of exchange or 1 physical person with Administrative ban or 1 pp with bill of exchange with notary act or 1 physical person with SLA , portfolio guarantee for legal entities |
| Documentation | According to the activity if the client |
| Repayment | for phisical persons – adapted to client needs for legal entities – adapted to client needs |
We inform you that in case you have applied for a loan and it is approved in MKD with foreign currency (EUR), and if during the loan agreement period there Is a change of the middle exchange rate of the EUR by NBRM, the monthly installment of the loan for which you have applied or approved will be calculated by the current middle exchange rate of the EUR by NBRM on the day of the payment of the loan installment.
Example:
| Loan amount | Interest rate | Term | Fee | Management fee | Installment | RTC | Bill of exchange |
| 2.000 ЕУР | 6% | 36 months | 2% | 0.727% | 75,39ЕУР | 24,941% | 200 MKD |
The total amount the client pays according to the example is 2.754,15 ЕУР.
The example is based upon disbursement at the begining of the month (1-st).
Only you have to do is fill out an application formand apply by the on-line application.
Rate of total costs (RTC) as to 30.06.2023
Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice.
Savings house Mozhnosti
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