Habitat loan for energy efficiency

Amountup to 600.000 МКД
Repayment periodup to 95months
grace period3 months
Annual nominal interest rate5% annual  
Annual rate of total costs (RTC)from 8,165%
Fee0%
Monthly Management Fee0,136%
Other loan costsBill of exchange in amount of 100-500 MKD depending on the loan amount
Current interest depending on the loan disbursement
Purposefor energy efficiency
Collateralno guarantors or Administrative ban or no guarantors or 1 physical person on bill of exchange or SDK with 1 guarantor or 1 physical person with Administrative ban
DocumentationAccording to the business activity of the applicant
Paymentdirect payment to the seller on invoice or transaction account
 RepaymentAdapted to client needs

Example:

Loan amountInterest rateTermFeeManagement feeInstallmentTCRBill of exchange
120.000,00 MKD5%60 months0%0.136%2.428,00 MKD8,192%200 MKD

The total amount the client pays according to the example is 145.649,00 MKD.

The example is based upon disbursement at the begining of the month (1-st).


Only you have to do is fill out an application formand apply by the on-line application. 

Rate of total costs (RTC) as to 30.06.2021

Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice. 

Savings house Mozhnosti
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