Habitat loan for energy efficiency
| Amount | up to 600.000 МКД |
| Repayment period | up to 95months |
| grace period | 3 months |
| Annual nominal interest rate | 5% annual |
| Annual rate of total costs (RTC) | from 8,165% |
| Fee | 0% |
| Monthly Management Fee | 0,136% |
| Other loan costs | Bill of exchange in amount of 100-500 MKD depending on the loan amount Current interest depending on the loan disbursement |
| Purpose | for energy efficiency |
| Collateral | no guarantors or Administrative ban or no guarantors or 1 physical person on bill of exchange or SDK with 1 guarantor or 1 physical person with Administrative ban |
| Documentation | According to the business activity of the applicant |
| Payment | direct payment to the seller on invoice or transaction account |
| Repayment | Adapted to client needs |
Example:
| Loan amount | Interest rate | Term | Fee | Management fee | Installment | TCR | Bill of exchange |
| 120.000,00 MKD | 5% | 60 months | 0% | 0.136% | 2.428,00 MKD | 8,192% | 200 MKD |
The total amount the client pays according to the example is 145.649,00 MKD.
The example is based upon disbursement at the begining of the month (1-st).
Only you have to do is fill out an application formand apply by the on-line application.
Rate of total costs (RTC) as to 31.12.2022
Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice.
Savings house Mozhnosti
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