Perduv Loan

Amountup to 270.000 MKD/ up to 4.500 EUR
Repayment periodup to 36 months
Grace periodup to3 months
Nominal interest rate3-5% annual fixed 
Fee1,5%
Management Fee1,075% – 1.242%
Other loan costsBill of exchange in amount of 100 – 500 MKD depending on
the loan amount
Current interest depending on the loan disbursement
CollateralCombination of PP signed on a Bill of exchange and statement or SLA or Bill of exchange in form of a notary act or Administrative ban
DocumentationProperty sheet for the land or lease agreement, or certificate of
registered manufacturing facilities MZSV
certificate from a veterinary station
Repaymentadapted to the needs of the client

The Savings house Mozhnosti collabotares with the Agricultural Credit Discont Fund and approves loans by the fund’s credit line  

We inform you that in case you have applied for a loan and it is approved in MKD with foreign currency (EUR), and if during the loan agreement period there Is a change of the middle exchange rate of the EUR by NBRM, the monthly installment of the loan for which you have applied or approved will be calculated by the current middle exchange rate of the EUR by NBRM on the day of the payment of the loan installment.

Example:

Loan amountInterest rateTermFeeManagement feeInstallmentBill of exchange
146.000 MKD5%36 months1,5%.1075%5.202,00 MKD200 mkd

The total amount the client pays according to the example is 189.457,00 MKD.

The example is based upon disbursement at the begining of the month (1-st).

Only you have to do is fill out an application form and apply by the on-line application. 

Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice. 

Savings house Mozhnosti
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