Denar deposits
Denar deposits
The denar deposit is:
· deposit at sight
· term deposit
The term period of this deposit is at 1, 3, 6, 12, 24, and 36 mounths.
The client can deposit minimum 50,00 МКД for the denar deposit at sight.
The client can deposit minimum 1.000,00 МКД for the term denar deposit.
The interest rate is calculated at the maturity date or it can be collected monthly.
1. Denar deposit opened as to 30.06.2017
| Term | Type of interest rate | Interest rate |
| At sight | Adjustable | 0,02% |
*The interest rates are annual.
*The interest rates of the deposits are adjustable for deposits opened as to 30.06.2017.
2. Denar deposits opened in the period of 01.07.2017 – 31.10.2018
| Term | Type of interest rate | Interest rate |
| At sight | Fixed | 0,02% |
3. Denar deposits opened from 01.11.2018 to 30.06.2019
| Term | Type of interest rate | Interest rate |
| At sight | Fixed | 0,02% |
| 36 months | Fixed | 3,25% |
4. Denar deposits opened from 01.07.2019 to 31.10.2019
| Term | Type of interest rate | Interest rate |
| At sight | Fixed | 0,02% |
| 36 months | Fixed | 3,00% |
5. Denar deposits opened from 01.11.2019 to 31.08.2020
| Term | Type of interest rate | Interest rate |
| At sight | Fixed | 0,02% |
| 24 months | Fixed | 2,50% |
| 36 months | Fixed | 2,75% |
6. Denar deposits opened from 01.09.2020 to 31.12.2021
| Term | Type of interest rate | Interest rate |
| At sight | Fixed | 0,02% |
| 1 month | Fixed | 0,05% |
| 3 months | Fixed | 0,10% |
| 6 months | Fixed | 0,60% |
| 12 months | Fixed | 1,10% |
| 24 months | Fixed | 2,10% |
| 36 months | Fixed | 2,30% |
7. Denar deposits opened from 01.01.2022
| Term | Type of interest rate | Interest rate |
| At sight | Fixed | 0,02% |
| 1 month | Fixed | 0,05% |
| 3 months | Fixed | 0,10% |
| 6 months | Fixed | 0,60% |
| 12 months | Fixed | 1,10% |
| 24 months | Fixed | 1,80% |
| 36 months | Fixed | 2,10% |
*The interest rates of deposits are annual.
*The interest rates of deposits opened after 01.07.2017 are fixed.
Note: All deposits opened as to 30.06.2017 and opened after 01.07.2017 and the ones that are due after 01.07.2017 will have fixed interest rate that is valid at the moment of rollover of deposits.
Deposit Insurance Fund indemnifies deposits in denar counter value up to 30.000€.
General terms for working with phisical persons deposits – Denar deposit at sight
General terms for working with phisical persons deposits – Term denar deposit
General terms for working with phisical persons deposits – Limited guarantee deposit