Simple Student Loan
| Purpose of the loan | According to student needs |
| Target group | For all students in RM, State or Private universities/Faculties |
| Amount | up to 120.000 MKD |
| Repayment period | up to 36months |
| grace period | 3 months |
| Annual nominal interest rate | 6,9% annual fixed |
| Annual rate of total costs (RTC) | from 17,15% |
| Fee | 1% |
| Monthly management Fee | 0.335% (monthly) |
| Other loan costs | Bill of exchange in amount of 100-200 MKD depending on the loan amount Current interest depending on the loan disbursement |
| Collateral | 1 guarantor with administrative ban |
| Documentation | ID copy from index or identity card receipt for enrollment from the faculty receipt for amount od scholarship salary receipt from the parents |
| Method of payment | equal monthly installments |
| Disbursement | Savings account or transaction account |
Example:
| Loan amount | Interest rate | Term | Fee | Management fee | Installment | TCR | Bill of exchange |
| 56.000 MKD | 6,9% | 36months | 1% | 0.335% | 1.915,00 MKD | 15.5170% | 100 MKD |
The total amount the client pays according to the example is 69.654,00 MKD.
The example is based upon disbursement at the begining of the month (1-st).
Only you have to do is fill out an application forma nd apply by the on-line application.
Rate of total costs (RTC) as to 31.12.2023
Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice.
Savings house Mozhnosti
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