For domestic needs

Amountup to 1.500.000 MKD/25.000ЕУР
Repayment periodup to 95 months
Nominal interest rate6%-6,9% annual fixed  
Rate of total costs (RTC)from 17,029%
Fee2%
Management Fee0,447- 0,572%
Other loan costsBill of exchange in amount of 100 – 500 MKD depending on
the loan amount
Current interest depending on the loan disbursement
CollateralCombination of PP signed on a Bill of exchange and statement
or
SLA
or
Bill of exchange in form of a notary act
or
Administrative ban
or
Mortgage / Pledge in accordance with the Mortgage and Pledge Policy
DocumentationProperty sheet for the land or Lease agreement, lease agreement, certificate from a veterinary station
RepaymentAdapted to client needs

Example:

Loan amountInterest rateTermFeeManagement feeInstallmentTCRBill of exchange
150.000,00 MKD6,9%60 months2%0.532%3.761,65 MKD19,953%200 MKD

The total amount the client pays according to the example is 228.699,00 MKD.

The example is based upon disbursement at the begining of the month (1-st).


Only you have to do is fill out an application formand apply by the on-line application. 

Rate of total costs (RTC) as to 30.06.2024

Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice. 

Savings house Mozhnosti
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