Covid 19 Support
Loan for client support affected by the KOVID-19 pandemic
USAID Business Ecosystem Development Project
| Purpose of the loan | For working capital, maintaining liquidity, solvency and number of employees |
| Target group | Entrepreneurs, individual farmers and trade companies (companies) that perform a certain economic activity |
| Amount | up to 180.000 MKD |
| Repayment period | up to 12months |
| Grace period | up to 11 months |
| Nominal interest rate | 0% annual |
| Rate of total costs (RTC) | from 8,960% |
| Fee | 0% |
| Management Fee | 0,305% -0,542% monthly |
| Other loan costs | -bill of exchange from 100 to 200 denars depending on the loan amount -current interest depending on the day when the loan is disbursed |
| Collateral | Without guarantors (SDK) or 1 physical person with bill of exchange or 1 FL with bill of exchange and Administrative ban of 1 physical person with SDK |
| Documentation | Depending on the activity from which the applicant earns income |
| Loan repayment | Adapted to client needs |
| Method of disbursment | Savings book or transaction account |
Example:
| Loan amount | Interest rate | Term | Fee | Management fee | Installment | TCR | Bill of exchange |
| 180.000 MKD | 0% | 12 months | 1,00% | 0,305% | 15.549,00 MKD | 8.960% | 200 MKD |
The total amount the client pays according to the example is 188.388,00 MKD.
The example is based upon disbursement at the begining of the month (1-st).
Only you have to do is fill out an application form or apply by the on-line application.
Rate of total costs (RTC) as to 31.12.2020
Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice.
Savings house Mozhnosti
Moving together
This activity is supported by the USAID Business Ecosystem Development Project.