Loan for Agro mechanization
| Amount | up to 3.000.000 MKD / 50.000 EUR |
| Repayment period | up to 84 months |
| Grace period | up to 3 months |
| Nominal interest rate | 6%-6,9% annual fixed 6,5% with PW |
| Fee | 1,25% – 1,5% |
| Management Fee | 0,250% – 0.325% up to 0.283% with PW 0% ZKDF |
| Other loan costs | Bill of exchange in amount of 100 – 500 MKD depending on the loan amount Current interest depending on the loan disbursement |
| Collateral | Pledge of the mechanisation or portfolio guarantee for legal entities |
| Documentation | Property sheet for the land or Lease agreement, lease agreement, / certificate from a veterinary station, proof of 1.5 hectares of land |
| Repayment | adapted to the needs of the client |
The Savings house Mozhnosti collabotares with the Agricultural Credit Discont Fund and approves loans by the fund’s credit line
We inform you that in case you have applied for a loan and it is approved in MKD with foreign currency (EUR), and if during the loan agreement period there Is a change of the middle exchange rate of the EUR by NBRM, the monthly installment of the loan for which you have applied or approved will be calculated by the current middle exchange rate of the EUR by NBRM on the day of the payment of the loan installment.
Example:
| Loan amount | Interest rate | Term | Fee | Management fee | Instalment (average) | TRC | Bill of exchange |
| 600.000 МКД | 6,9% | 84months | 1.5% | 0.250% | 9.845,26MKD | 10,720% | 500 MKD |
The total amount the client pays according to the example is 836.002,00 MKD.
The example is based upon disbursement at the beginning of the month (1-st).
Only you have to do is fill out an application formand apply by the on-line application.
Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice.
Savings house Mozhnosti
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