Mortgage Loan
| Amount | up to 50.000 EUR |
| Repayment period | up to 180 months |
| Grace period | 3 months |
| Nominal interest rate | 6% annual fixed |
| Fee | 1.5% |
| Management Fee | 1.0.293% for clients whose regular exposures are refinanced; 2.0.389 % for clients to whom non-performing/written-off exposures are refinanced; |
| Rate of total costs (RTC) | up to 15.59% |
| Other loan costs | Bill of exchange in amount of 100 – 500 MKD depending on the loan amount Current interest depending on the loan disbursement |
| Collateral | mortgage Bill of exchange |
| Documentation | ID salary receipt documentation of the premisses that are under mortgage |
We inform you that in case you have applied for a loan and it is approved in MKD with foreign currency (EUR), and if during the loan agreement period there Is a change of the middle exchange rate of the EUR by NBRM, the monthly installment of the loan for which you have applied or approved will be calculated by the current middle exchange rate of the EUR by NBRM on the day of the payment of the loan installment.
Example:
| Loan amount | Interest rate | Term | Fee | Management fee | Instalment | Rate of total costs (RTC) | Bill of exchange |
| 25.000 ЕУР | 6% | 180 months | 1.50% | 0.293% | 284,21 EUR | 11.881% | 500 |
The total amount the client pays according to the example is 51.534,00 EUR.
The example is based upon disbursement at the begining of the month (1-st).
Only you have to do is fill out an application formand apply by the on-line application.
Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice.
Savings house Mozhnosti
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