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Positiven Loan

 Target group

Employed in AD, Budget, JP, DOO/DOOEL companies acceptable for the Savings house.* 

Amount

up to 1.500.000 MKD

Repayment period

up to 95 months

Nominal interest rate

from 9,9% annual fixed 

Rate of total costs (RTC)

from 11.993%

Fee

5%

Management Fee

0,00% monthly

Other loan costs

Bill of exchange in amount of 100 – 500 MKD depending on
the loan amount
Current interest depending on the loan disbursement

Collateral

A) up to 600.000 MKD
Administrative ban from the applicant and 1 physical person with administrative ban or 1 PP with SLA

B)  from 600.001 - 900.000 MKD
Administrative ban from the applicant and 2 physical persons with administrative ban or 2 PP with SLA

 

Documentation

ID from the applicant, administrative ban and salary receipt

Repayment

Equal monthly installments

 *Information for DOO/DOOEL companies acceptable for the Savings house Mozhnosti can be found in the branches of the Savings house.

Example:

Loan amount

Interest rate

Term

Fee

Management fee

Installment

TCR

Bill of exchange

400.000 MKD

9,90%

95 months

5%

0,000%

6.090,00 MKD

11.993%

500 MKD

The total amount the client pays according to the example is 598.550,00 MKD.

The example is based upon disbursement at the begining of the month (1-st).


Only you have to do is fill out an application form or apply by the on-line application form 

Rate of total costs (RTC) as to 30.06.2019

Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice. 

Savings house Mozhnosti
Moving together

 
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