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Lager Loan

Amount

up to 50.000 EUR /3.000.000 MKD

Repayment period

 36 months

Grace period

up to 3 months

Nominal interest rate

7% - 8%

Fee

0,5%

Management Fee

0.250% -0.333%

Other loan costs

Bill of exchange in amount of 100 – 500 MKD depending on
the loan amount
Current interest depending on the loan disbursement

Collateral

 
1. Up to 15.000EUR / 900.000MKD
no quarantors (with SLA signed by the loan applicant)  or 1 physical person with bill of exchange with notary act or 1 pp with Administrative ban or or 1 pp wih SLA

 

2.up to 30.000EUR / 1.800.000MKD
2 pp with bill of exchange with notary act or 2 pp with SLA
 

3. above 30.000 EUR/1.800.000 MKD

mortgage or pledge

Documentation

current condition of the firm, last bank statement

Repayment

adapted to the needs of the client

We inform you that in case you have applied for a loan and it is approved in MKD with foreign currency (EUR), and if during the loan agreement period there Is a change of the middle exchange rate of the EUR by NBRM, the monthly installment of the loan for which you have applied or approved will be calculated by the current middle exchange rate of the EUR by NBRM on the day of the payment of the loan installment.

 

Example:

Loan amount

Interest rate

Term

Fee

Management fee

Installment

Bill of exchange

900.000 MKD

7%

36months

1%

0.250%

28.984,00 MKD

500 MKD

The total amount the client pays according to the example is 1.052,424 MKD.

The example is based upon disbursement at the begining of the month (1-st).

 

Only you have to do is fill out an application form or apply by the on-line application 

Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice. 

Savings house Mozhnosti
Moving together

 
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