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Kredit+ Loan

Amount

up to 1.350.000 MKD / 22.500 eur

Repayment period

up to 95 months

Nominal interest rate

7% - 10% annual fixed   

Rate of total costs (RTC)

from 14,626%

Fee

0,5%

Management Fee

from 0.195% - 0.508%

Other loan costs

Bill of exchange in amount of 100 – 500 MKD depending on
the loan amount
Current interest depending on the loan disbursement

Collateral

1 up to 7.500 eur/450.000 mkd

no quarantors (SLA signed by the loan applicant and life partner) or 1 pp with bill of exchange or 2 pp with AB or 1 pp with BOEWNA or 1 pp with SLA

2. up to 15.000 eur/900.000 mkd

2 pp with AB or 2 pp with BEWNA or 2 pp with SLA

over 3.000.000 mkd income

3. up to 22.500 eur/1.350.000 mkd

3 pp with AB or 3 pp with SLA


 

Documentation

Current account of the firm, last bank statement (invoice, pro invoice, contact, pre-contact)

Repayment

adapted to client needs

We inform you that in case you have applied for a loan and it is approved in MKD with foreign currency (EUR), and if during the loan agreement period there Is a change of the middle exchange rate of the EUR by NBRM, the monthly installment of the loan for which you have applied or approved will be calculated by the current middle exchange rate of the EUR by NBRM on the day of the payment of the loan installment.

 

Example:

Loan amount

Interest rate

Term

Fee

Management fee

Installment

TCR

Bill of exchange

300.000 MKD

10%

72 months

2.25%

0.195%

6.143MKD

14,882%

500 MKD

The total amount the client pays according to the example is 449.046  MKD.

The example is based upon disbursement at the begining of the month (1-st).

 

Only you have to do is fill out an application form or apply by the on-line application.

Rate of total costs (RTC) as to 30.06.2019

Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice. 

   

Savings house Mozhnosti
Moving together

 
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