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Habitat loan for

energy efficiency

Amount

up to 600.000 МКД

Repayment period

up to 95months

Annual nominal interest rate

7,9% annual  

Annual rate of total costs (RTC)

from 8,165%

Fee

0%

Monthly Management Fee

0%

Other loan costs

Bill of exchange in amount of 100-500 MKD depending on the loan amount
Current interest depending on the loan disbursement

Purpose

for energy efficiency

Collateral

no guarantors or Administrative ban or no quarantors or 1 PP on bill of exchenage or SDK with 1 quarantor or 1 PP with Administrative ban

Documentation

According to the business activity of the applicant

Payment

direct payment to the seller on invoice or transaction account

 Repayment

Adapted to client needs

 

Example:

Loan amount

Interest rate

Term

Fee

Management fee

Installment

TCR

Bill of exchange

120.000,00 MKD

7,9%

60 months

0%

0%

2.427,00 MKD

8,165%

200 MKD

The total amount the client pays according to the example is 145.620,00 MKD.

The example is based upon disbursement at the begining of the month (1-st).


Only you have to do is fill out an application form or apply by the on-line application form 

Rate of total costs (RTC) as to 30.06.2019

Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice. 

Savings house Mozhnosti
Moving together

 
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