Simple Student Loan
|Purpose of the loan||According to student needs|
|Target group||For all students in RM, State or Private universities/Faculties|
|Amount||up to 120.000 MKD|
|Repayment period||up to 36months|
|grace period||3 months|
|Annual nominal interest rate||5% annual fixed|
|Annual rate of total costs (RTC)||from 14,575%|
|Monthly management Fee||0.372%-0.421% (monthly)|
|Other loan costs||Bill of exchange in amount of 100-200 MKD depending on the loan amount|
Current interest depending on the loan disbursement
|Collateral||1 guarantor with administrative ban|
copy from index or identity card
receipt for enrollment from the faculty
receipt for amount od scholarship
salary receipt from the parents
|Method of payment||equal monthly installments|
|Disbursement||Savings account or transaction account|
|Loan amount||Interest rate||Term||Fee||Management fee||Installment||TCR||Bill of exchange|
|56.000 MKD||5%||36months||1%||0.372%||1.886,00 MKD||14.580%||100 MKD|
The total amount the client pays according to the example is 68.470,00 MKD.
The example is based upon disbursement at the begining of the month (1-st).
Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice.
Savings house Mozhnosti