Simple Student Loan

Purpose of the loanAccording to student needs
Target groupFor all students in RM, State or Private universities/Faculties
Amountup to 120.000 MKD
Repayment periodup to 36months
grace period3 months
Annual nominal interest rate5% annual fixed   
Annual rate of total costs (RTC)from 14,575%
Fee1%
Monthly management Fee0.372%-0.421% (monthly)
Other loan costsBill of exchange in amount of 100-200 MKD depending on the loan amount
Current interest depending on the loan disbursement
Collateral1 guarantor with administrative ban
DocumentationID
copy from index or identity card
receipt for enrollment from the faculty
receipt for amount od scholarship
salary receipt from the parents
Method of paymentequal monthly installments
DisbursementSavings account or transaction account

Example:

Loan amountInterest rateTermFeeManagement feeInstallmentTCRBill of exchange
56.000 MKD5%36months1%0.372%1.886,00 MKD14.580%100 MKD

The total amount the client pays according to the example is 68.470,00 MKD.

The example is based upon disbursement at the begining of the month (1-st).


Only you have to do is fill out an application formand apply by the on-line application. 

Rate of total costs (RTC) as to 31.12.2020

Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice. 

Savings house Mozhnosti
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