Positiven Loan

 Target groupEmployed in AD, Budget, JP, DOO/DOOEL companies acceptable for the Savings house.* 
Amountup to 1.500.000 MKD
Repayment periodup to 95 months
Grace period3 months
Nominal interest ratefrom 9,9% annual fixed 
Rate of total costs (RTC)from 11.929%
Fee5%
Management Fee0,246% monthly
Other loan costsBill of exchange in amount of 100 – 500 MKD depending on
the loan amount
Current interest depending on the loan disbursement
CollateralA) up to 600.000 MKD
Administrative ban from the applicant and 1 physical person with administrative ban or 1 physical person with SLA B)  from 600.001 – 1.500.000 MKD
Administrative ban from the applicant and 2 physical persons with administrative ban or 2 physical person with SLA
DocumentationID from the applicant, administrative ban and salary receipt
RepaymentEqual monthly installments

 *Information for DOO/DOOEL companies acceptable for the Savings house Mozhnosti can be found in the branches of the Savings house.

Example:

Loan amountInterest rateTermFeeManagement feeInstallmentTCRBill of exchange
400.000 MKD5%95 months5%0,246%6.091,00 MKD12.019%500 MKD

The total amount the client pays according to the example is 598.683,00 MKD.

The example is based upon disbursement at the begining of the month (1-st).


Only you have to do is fill out an application formand apply by the on-line application. 

Rate of total costs (RTC) as to 31.12.2020

Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice. 

Savings house Mozhnosti
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