|Target group||Employed in AD, Budget, JP, DOO/DOOEL companies acceptable for the Savings house.*|
|Amount||up to 1.500.000 MKD|
|Repayment period||up to 95 months|
|Grace period||3 months|
|Nominal interest rate||from 9,9% annual fixed|
|Rate of total costs (RTC)||from 11.929%|
|Management Fee||0,246% monthly|
|Other loan costs||Bill of exchange in amount of 100 – 500 MKD depending on|
the loan amount
Current interest depending on the loan disbursement
|Collateral||A) up to 600.000 MKD|
Administrative ban from the applicant and 1 physical person with administrative ban or 1 physical person with SLA B) from 600.001 – 1.500.000 MKD
Administrative ban from the applicant and 2 physical persons with administrative ban or 2 physical person with SLA
|Documentation||ID from the applicant, administrative ban and salary receipt|
|Repayment||Equal monthly installments|
*Information for DOO/DOOEL companies acceptable for the Savings house Mozhnosti can be found in the branches of the Savings house.
|Loan amount||Interest rate||Term||Fee||Management fee||Installment||TCR||Bill of exchange|
|400.000 MKD||5%||95 months||5%||0,246%||6.091,00 MKD||12.019%||500 MKD|
The total amount the client pays according to the example is 598.683,00 MKD.
The example is based upon disbursement at the begining of the month (1-st).
Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice.
Savings house Mozhnosti