Housing Loan

Amountup to 75.000 EUR
Repayment periodup to 25 years
grace period3 months
Nominal interest rate3% annual fixed   
Fee
0.5% – 1%
Management Fee0,092%-0.146%
Other loan costsBill of exchange in amount of 500 MKD depending on the loan amount
Current interest depending on the loan disbursement
Collateralmortgage
DocumentationID
administrative ban
salary receipt
documentation of the premisses that are under mortgage

We inform you that in case you have applied for a loan and it is approved in MKD with foreign currency (EUR), and if during the loan agreement period there Is a change of the middle exchange rate of the EUR by NBRM, the monthly installment of the loan for which you have applied or approved will be calculated by the current middle exchange rate of the EUR by NBRM on the day of the payment of the loan installment.

Example:

Loan amountInterest rateTermFeeManagement feeInstallmentBill of exchange
75.000 ЕУР3300 months1.0%0.092%424,66ЕУР500

The total amount the client pays according to the example is 127.772,29 EUR.

The example is based upon disbursement at the begining of the month (1-st).

Only you have to do is fill out an application formand apply by the on-line application. 

Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice. 

Savings house Mozhnosti
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