Covid 19 Support

Loan for client support affected by the KOVID-19 pandemic

USAID Business Ecosystem Development Project

 Purpose of the loan
For working capital, maintaining liquidity, solvency and number of employees
Target groupEntrepreneurs, individual farmers and trade companies (companies) that perform a certain economic activity
Amountup to 180.000 MKD
Repayment periodup to 12months
Grace periodup to 11 months
Nominal interest rate0% annual
Rate of total costs (RTC)from 8,960%
Fee0%
Management Fee 0,305% -0,542% monthly
Other loan costs  -bill of exchange from 100 to 200 denars depending on the loan amount    -current interest depending on the day when the loan is disbursed  
CollateralWithout guarantors (SDK) or 1 physical person with bill of exchange or 1 FL with bill of exchange and Administrative ban of 1 physical person with SDK
DocumentationDepending on the activity from which the applicant earns income
Loan repayment Adapted to client needs  
Method of disbursmentSavings book or transaction account

 Example:

Loan amountInterest rateTermFeeManagement feeInstallmentTCRBill of exchange
180.000 MKD0%12 months1,00%0,305%15.549,00 MKD8.960%200 MKD

The total amount the client pays according to the example is 188.388,00 MKD.

The example is based upon disbursement at the begining of the month (1-st).


Only you have to do is fill out an application form or apply by the on-line application

Rate of total costs (RTC) as to 31.12.2020

Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice. 

Savings house Mozhnosti
Moving together

This activity is supported by the USAID Business Ecosystem Development Project.

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