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DENAR DEPOSITS

The denar deposit is:

·         deposit at sight
·         term deposit

The term period of this deposit is at 1, 3, 6, 12, 24, and 36 mounths.

The client can deposit minimum 50,00 МКД for the denar deposit at sight.
The client can deposit minimum 1.000,00 МКД for the term denar deposit.

The interest rate is calculated at the maturity date or it can be collected monthly. 

  1. Denar deposit opened as to 30.06.2017 

Term

Type of interest rate

up to 600.000 mkd

over 600.000 mkd

At sight

 Variable

0,02%

 1 month

Variable

0,05%

0,05%

 3 months

Variable

0,50%

0,50%

 6 months

Variable

0,75%

1,00%

 12 months

Variable

2,00%

2,25%

 24 months

Variable

3,00%

3,25%

 36 months

Variable

3,25%

3,50%

*The interest rates are annual.
*The interest rates of the deposits are adjustable for deposits opened as to 30.06.2017.

2. Denar deposits opened as to 01.07.2017

Term

Type of interest rate

Interest rate

At sight

Fixed

0,02%

 1 month

0,10%

0,05%

 3 months

0,75%

0,50%

 6 months

1,00%

1,75%

 12 months

2,25%

2,25%

 24 months

3,25%

3,25%

 36 months

3,50%

3,50%

*The interest rates of deposits are annual.
*The interest rates of deposits opened after 01.07.2017 are fixed.

Note: All deposits opened as to 30.06.2017 and opened after 01.07.2017 and the ones that are due after 01.07.2017 will have fixed interest rate that is valid at the moment of rollover of deposits.

Deposit Insurance Fund indemnifies deposits in denar counter value up to 30.000.

 

General terms for working with phisical persons deposits - Denar deposit at sight

General terms for working with phisical persons deposits - Term denar deposit

General terms for working with phisical persons deposits - Limited guarantee deposit

 
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