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Consumer Loan

 Target group

Employed in AD, Budget, JP, DOO/DOOEL companies acceptable for the Savings house* 

Amount

up to 900.000 MKD

Repayment period

up to 95 months

Nominal interest rate

from 9,9% - 10% annual fixed 

Rate of total costs (RTC)

from 10.352%

Fee

/

Management Fee

0%-0,067% monthly

Other loan costs

Bill of exchange in amount of 100 – 500 MKD depending on
the loan amount
Current interest depending on the loan disbursement

Collateral

with or without quarantors depending on the amount of the loan ( administrative ban or solemn loan agreement)

Documentation

ID of the applicant, administrative ban and salary receipt

Repayment

Equal monthly installments

 *Information for DOO/DOOEL companies acceptable for the Savings house Mozhnosti can be found in the branches of the Savings house.

Example:

Loan amount

Interest rate

Term

Fee

Management fee

Installment

TCR

Bill of exchange

240.000 MKD

9,9%

95 months

0,00%

0,00%

3.654,00 MKD

10.352%

500 MKD

The total amount the client pays according to the example is 347.130,00 MKD.

The example is based upon disbursement at the begining of the month (1-st).


Only you have to do is fill out an application form or apply by the on-line application

Rate of total costs (RTC) as to 31.12.2018

Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice. 

Savings house Mozhnosti
Moving together

 
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